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1512 Technology Drive Ste 101, Chesapeake, VA 23320

Wisdom & Authority Title Solutions

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SKIPPED AUTO TITLE PROBLEM

Posted on February 21, 2015 at 3:43 PM Comments comments (0)





If you've read my initial blog on vehicle title skipping, you already have a glimpse of what title skipping is.  Adding to that thought; in this post, I'm going to highlight those who create title skipping, red flags to look for in title skipping and how to protect yourself from title skipping.


Creators of Auto Title Skipping

Creators of auto title skipping are those who either do so directly or indirectly.  In a sense, you have those who create title skipping intentionally or those who do so by mistake or simply a lack of knowledge.  Let's examine the two cases:

A. Intentional Title Skipping:

Individuals who sell vehicles and or pass titles along with the intent to defraud with either a title being present or absent, and or a case in which the title hasn't been transferred properly. Examples are:

  • Individuals "flipping cars" while portraying themselves to be legitimate dealers
  • Car Thieves
  • Persons who still owe payments on their vehicle, but will try to sell the vehicle unlawfully; usually with the purpose of quick financial gain


B. Unintentional Title Skipping:

Individuals who title skip with no intention on title skip with no intention to defraud.  In this case a title may or may not be present; and the title may or may not be transferred properly. Examples are:

  • An individual who bought a vehicle and later changed their mind and decided to sell the vehicle before actually getting it titled into their name first
  • An individual who decides to sell his vehicle without a title, can't find the title or simply doesn't want to be bothered with the DMV to get a duplicate title

Note: Regardless of the action; intentional or unintentional, title skipping is illegal and can place one in the hot seat with DMV and law enforcement.



Red Flags of Auto Title Skipping

Being proactive with auto title skipping issues is important.  Some red flags to be aware of are:

  • Someone selling a vehicle without presenting a title in their name
  • Multiple ownership sections on the title filled out without being properly reassigned
  • The seller giving excuses as to why they can't produce a legitimate title to the buyer
  • Individuals that alleged to be "dealers" but flip vehicles instead
  • The seller is reluctant to provide legitimate documents pertaining to the vehicle (clear title in their name, lien release if necessary, bill of sale, dealer license number (if dealer), etc.
  • A seller that is selling a late-model vehicle at a value that is significantly lower than book value!


How to Protect Yourself From Auto Title Skipping

To avoid becoming a victim of title skipping, the following are tips that you should adhere to:

  • If the person selling you the vehicle is an individual; ask to see their I.D. and ensure that they are the person on the title
  • Always get a Bill of Sale form the seller
  • If the person selling you the vehicle is claiming to be a dealer; ask for their dealer license number, a buyer's order and an odometer disclosure (MEET THE DEALER AT THE DEALERSHIP ONLY AND NO WHERE ELSE)!!
Note: Legit dealers are only authorized to do deals at their legal place of  business only.


If you are involved in a title skipping situation, Wisdom & Authority Title Solutions LLC is able to provide you with the guidance and consultation necessary for your situation.



©2015 Wisdom & Authority Title Solutions LLC.  All Rights Reserved.








LIEN MISTAKES ON AUTO TITLES (SEGMENT 4)

Posted on February 9, 2015 at 12:19 PM Comments comments (0)




COMMON AUTO TITLE MISTAKE ISSUES SERIES

LIEN MISTAKES ON AUTO TITLES (SEGMENT 4)



In the final and fourth segment in the Common Auto Title Mistake Issues Series; the focal point will be placed on lien mistakes.  Lien mistakes on auto titles is a very serious matter because the collateral or security of interest of the lienholder can be in jeopardy if and when lien mistakes occur.  To look further into lien mistakes on auto titles; I will discuss the types of lien mistakes that occur, the seriousness of lien mistakes and how to keep lien mistakes from happening with your auto title transaction.


TYPES OF LIEN MISTAKES:

First, the types of lien mistakes that usually occur with auto titles are:

1. Wrong Lienholder Being Recorded: Sometimes the mistakes can occur on the paperwork at the dealership or by the DMV entering the wrong lienholder code.

2. Transferring of Lien Errors: Occurs when the old lienholder is kept on the title, instead of being removed and adding the new one or the old and new lienholder both are on the title.

3. Lien Recorded in Error (Case of a "Clear Title"): This situation comes about when the buyer has rendered payment for the vehicle in full, but somehow a lien is reflected, on his/her title.  Note: most likely a lien was put on the paperwork in error somehow.

4. Forgetting to Record a Lien: Occurs when the buyer is getting his/her vehicle financed, and the title safeguards the interest of the financing company.  Rather than having a lien placed on the title (so that the lienholder receives it), the buyer receives the title instead. 




THE SERIOUSNESS OF LIEN MISTAKES ON AUTO TITLES:

Failing to record, remove, or transfer a lien on an auto title record is serious; as financial loss can occur in regards to the lienholder, and make selling the vehicle a challenge for the seller. Accordingly, ensuring that a lien isn't put on a title record when there is no security interest in the title (having a clear title) is equally important as well.


HOW TO AVOID LIEN MISTAKES ON AUTO TITLES:

The following are tips to follow, so you don't fall upon a lien mistake regarding your auto title:


1. Ensure that the dealership and DMV have the correct lienholder and their address for your transaction (IF YOUR VEHICLE IS BEING FINANCED).

2. If you paid for your vehicle in full, make sure that you receive a clear auto title" without a lien.

3. Confirm with the lienholder within 30 days of buying a vehicle that they have received the title or documentation showing that their interest in the vehicle has been recorded.

Note: If your lienholder doesn't receive the title within the designated time; they will take legal action against you (the buyer), or the dealer; whoever caused the delay or denial of a title being rendered to them.


Wisdom & Authority Title Solutions LLC, specializes in vehicle title mistakes and complicated title matters.  If you are in a lien mistake situation; call or click in your request today.













©2015 Wisdom & Authority Title Solutions LLC. All Rights Reserved.


INCORRECT INFORMATION ON AUTO TITLES (SEGMENT 3)

Posted on February 7, 2015 at 12:15 PM Comments comments (0)




Common Auto Title Mistake Issues Series
Incorrect Information on Auto Titles (Segment 3)



While a title and registration seals the deal of a purchase and ownership for your vehicle; it's the information or data on the title and registration that must be highly regarded.

In this third segment of the Common Auto Title Mistake Issues Series, focus will be on incorrect information on vehicle titles/registrations.  Areas that will be covered are: types of incorrect vehicle information that can be present on a title/registration, consequences of having incorrect information on a vehicle title/registration and tips for help in avoiding having incorrect vehicle information on your title/registration.

TYPES OF INFORMATION THAT CAN BE INCORRECT ON A VEHICLE TITLE/REGISTRATION:

The most common areas on a title/registration that may contain incorrect information pertaining to the vehicle are:

A. The VIN
B. Description of the Vehicle
C. Vehicle's Weight
D. Number of Axles
E. Vehicle Branding

To elaborate further, more insight is taken for the above factors:

VIN:The VIN of a vehicle that is incorrect will usually be short of  a digit or multiple digits and or have may have a combination of the wrong numbers and or letters present in the VIN.
Note: Keep in mind that any vehicle's manufactured from 1981 to now; must contain 17 digits, versus the typical 7 or 11 digits that were present before that time.


Description of the Vehicle: Areas of the vehicle's description that can have incorrect information are: the Year, Make, Model, Body and Color.  In essence the wrong year, wrong make, wrong body type and  or color could be present on the title or registration.


Vehicle's Weight: The vehicle's weight is oftentimes the most overlooked area on a title or registration, because it's something that most vehicle owners don't really pay attention to; unless you are in the commercial motor vehicle industry (WHERE IT MATTERS).  When regarding the vehicle's weight, it's important to notice the empty weight (base weight of a vehicle including the equipment and parts on and within it-set by the manufacturer, but excluding the passengers and cargo) and the gross weight (maximum of weight set for the vehicle by manufacturers that includes passengers and cargo).

Number of Axles: The number of axles on a motor vehicle is another area that is easily targeted for mistakes, because some people don't give attention to what an axle is and the appropriate number that is applicable for the vehicle type.  For instance; some trailers have 1 axles, while commercial trailers have 3 or more and standard passenger vehicles (excluding limos and buses) have two axles.


Vehicle Branding: Regarding vehicle branding, the first thing to note is whether you should have a brand on your title/registration from the start.  If so, it's important that the correct brand is stated; repaired, rebuilt, irreparable, etc.



CONSEQUENCES FOR HAVING INCORRECT VEHICLE INFORMATION ON YOUR TITLE/REGISTRATION:

Having incorrect information on a vehicle title or registration, such as the above factors can cause the following consequences:

A. Ownership of the Vehicle can Be Questionable, if a major issue such as the VIN and description of the vehicle is incorrect on the title and registration card.

B. Vehicle Registration and License Plate costs can be affected significantly if the axle and or the weight of the motor vehicle item is incorrect.  In the area of commercial vehicles, citations, and FMCSA/DOT compliance issues can arise, if the axle and or weight amount is incorrect! Note: registration and license plate fees are usually based on the number of axles and the weight of the vehicle. 

C. Personal Property Tax Charges (if applicable), can be accessed incorrectly if incorrect vehicle information is present on the title/registration record.




TIPS FOR AVOIDING INCORRECT VEHICLE INFORMATION ON A TITLE/REGISTRATION:

The following will keep you away from the aggravation of having incorrect information on your title/registration:

1. When receiving the title from the seller; ensure that the vehicle's information on the title matches the physical overview of the vehicle; i.e. VIN, year, make, color, axles, etc.

2. Ensure that the information on your title and or registration is correct before leaving the DMV!  Note: Failing to review your title and registration right away, opens the door for delays, and costly consequences later.


Wisdom & Authority Title Solutions LLC is your vehicle title source and expert.  If you have incorrect vehicle information on your title and registration; help is available to you. 








©2015 Wisdom & Authority Title Solutions LLC.  All Rights Reserved.

ODOMETER MISTAKES (SEGMENT 2)

Posted on February 4, 2015 at 12:20 PM Comments comments (0)




COMMON AUTO TITLE MISTAKE ISSUES SERIES:
Odometer Mistakes (Segment 2)




In the next segment in the, Common Auto Title Mistake Issue Series;  Areas describing what an odometer discrepancy is, causes of odometer discprepancies and consequences of odometer discrepancies will be covered.


What is an Odometer Discrepancy?

An odometer discrepancy is when wrong and or inconsistent odometer data occurs.  An example of an odometer discrepancy is when a "rollback" in the mileage occurs.  In essence the odometer record may have once been recorded as having 85,000 miles, but now shows 70,000 miles on record.  Odometer discrepancies are shown in one of two ways:

A. Physical-tampering of the actual odometer has occurred.
B. The discrepancy is reflected on the title record of the vehicle.



Causes of Odometer Discrepancies:

The causes of odometer discrepancies, usually plays out in two ways; either by a "rollback" or by submission of the odometer data.

First, in the area of a "roll-back", tampering of the odometer takes place. The individual committing this act does so with the intent of deceiving the unsuspecting buyer by "portraying" that the car's mileage is actually lower than  it really is; thus giving the buyer the impression that they are really getting a "great deal" on the vehicle.

Next, in submitting odometer data; the discrepancy usually takes place on the title, supporting documentation for the title or a typo error when entering the odometer data in the system incorrectly.  Some examples of disclosure errors are:
  • Writing the wrong mileage in the odometer section disclosure
  • Checking the "not actual" box in the odometer disclosure section on the title/application (if the miles are in fact actual).
  • Checking the "exceeds mechanical limits" box in the odometer disclosure section on the title/application.
Note: Exceeds mechanical limits applies only to a vehicle whose odometer reading has reached the 999,999 mark cutoff and resets itself at zero; thus allowing the mileage reading to start over. Only select this option if and only if this situation applies to you!


Consequences of Odometer Discrepancies:


Having an odometer discrepancy on your title or even creating this type of problem is serious business.  The following are major consequences that arise when odometer discrepancies are present:

A. The vehicle affected by the discrepancy loses it book and trade value significantly.
B. Falsifying odometer disclosures/data is a federal offense and is punishable by imprisonment and or heavy fines.
C. DMV rejection and or title delays regarding the discrepancy can and most oftentimes do occur.
D. When an odometer discrepancy or inconsistent odometer reading occurs, it remains on the vehicle's record. 


Whether intentional or unintentional; odometer discrepancies are common in many vehicle title transactions.  If you are the victim of odometer fraud, or faced DMV rejection due to an odometer discrepancy; Wisdom & Authority Title Solutions LLC is available to help you! 


©2015 Wisdom & Authority Title Solutions LLC. All Rights Reserved.

CAR TITLE MISTAKES BY THE SELLER AND THE BUYER (SEGMENT 1)

Posted on January 19, 2015 at 3:36 PM Comments comments (9)

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COMMON AUTO TITLE MISTAKE ISSUES SERIES:
Car Title Mistakes By The Seller and the Buyer


In this four segment series of common auto title mistake issues; I will highlight the most common types of auto title mistakes/omissions, consequences for having the mistakes/omissions present and possible solutions available.  Please be advised that the auto title mistakes/omissions is the primary reason why DMV rejection occurs when it comes to auto titles.  Keeping that in mind, the first segment in this series that will be addressed is: Car Title Mistakes By the Seller and the Buyer.


This post will portray the mistakes/omissions that the seller and buyer often make on auto titles, the responsibility of each party, the consequences that occur, and solutions available to correct the mistakes/omissions regarding the auto title.  Accordingly, the actions that the seller and buyer take regarding completing the title, can affect each other significantly.  First, let's take a look at the mistakes that are usually made by the seller or buyer or sometimes both parties:



MISTAKES/OMISSIONS CAUSED BY THE SELLER AND BUYER

  • The buyer signing and printing his/her name in the seller's section or vice versa
  • Forgetting to print and or sign as the buyer/seller at all
  • Forgetting to complete the odometer disclosure section on the title
  • Providing the wrong mileage in the odometer section on the title
  • The seller forgets to record him/herself as the lienholder (APPLICABLE IF THE BUYER STILL OWES MONEY TO THE SELLER)
  • Recording a lien in error (THE SELLER AND OR BUYER MAY COMPLETE THIS SECTION IN ERROR)
  • Forgetting to put the date of sale on the title
  • Forgetting to put the address for the seller/buyer (in each party's designated section)



 RESPONSIBILITY OF THE SELLER AND THE BUYER

To ensure that mistakes and or omissions are alleviated; both parties (the seller and buyer) both have responsibilities regarding the legal transfer of an auto title.  The following describes the responsibility of each party:

The Seller:

  • Print and sign his/her name as the seller as well as his/her address on the title
  • Complete the odometer disclosure accurately on the title
  • Print the date of sale on the title
  • Print the sales price of the vehicle on the title
  • Seller should list him/herself as the lienholder (if the buyer still owes the seller money for the auto in question).  Note: If the seller doesn't list himself, there is no guarantee that their financial interest in the vehicle will be protected.
  • Avoid making erasures and or strike-thrus on the title!!!

The Buyer:

  • Print and sign as the buyer as well as his/her address on the title
  • Avoiding making erasures/scratch thrus on the title!!!


While the bulk of the title transfer rests upon the seller; there are times that the buyer is expected to complete certain sections that the seller omitted to complete such as:

  • Odometer Disclosure section
  • Date of Sale
  • Sales Price


Note: Generally, the buyer can complete the above areas that were omitted by the seller, however certain DMVs require the buyer to complete the above areas and won't allow the seller to do so, unless they have Power of Attorney to sign on behalf of the seller.


CONSEQUENCES DUE TO MISTAKES/OMISSIONS ON AN AUTO TITLE

Mistakes or omissions that occur on an auto title allows for consequences because an auto title is a legal document and any alterations/scratch-thrus, etc. will void the document.  Accordingly, the following are the top consequences that occur when mistakes and or omissions are present with an auto title:

  • Title transaction is delayed, denied with overall DMV rejection!!
  • Possible investigation by DMV and or law enforcement, depending on the errors, and the severity thereof!!


SOLUTIONS FOR CORRECTING THE MISTAKES/OMISSIONS


In the event mistakes an or omissions occur with the auto title; the most important thing to keep in mind is time.  The sooner the mishaps are caught and addressed; the easier it is to get the situation corrected (at times).  The following are solutions that can help solve mistake/omission issues on an auto title:

  • The seller and or buyer can acknowledge the mistake in writing
  • In the event of an omission; have the responsible party complete his/her section accordingly (if possible)
  • Depending on the severity of the mistake on the title, the seller will be able to get a duplicate title; thus allowing the transaction to start over for both parties.


Note:Please be advised that when it comes to mistakes with the odometer disclosure, that written acknowledgements won't rectify the situation. 

If you are involved in an auto title mistake matter, please contact Wisdom &  Authority Title Solutions LLC for assistance.


©2015 Wisdom & Authority Title Solutions LLC.  All Rights Reserved.

ILLEGAL DEALERS SELLING VEHICLES ONLINE

Posted on November 19, 2014 at 4:03 PM Comments comments (0)


Is the person you plan on buying a vehicle from online, claiming to be a dealer? If so is he/she really a legitimate DEALER?  I feel the need to place emphasis on the word dealer, because there are some who believe that they can use this term so freely; simply because they sell vehicles.    I will highlight two areas that you should adhere to if you plan on buying a vehicle from a person claiming to be a dealer: 1. the legitimacy of an auto dealer and 2. a legitimate auto title.


The Legitimacy of an Auto Dealer:
If an auto dealer is in fact legit, it must have the following major protocols in place:
  • Be a LICENSED AUTO DEALER in the state/s in which it is authorized to operate legally.  Note: There is no umbrella or program in place that allows a dealer to operate in all states with the same license.  Please be advised that every state has its own dealer licensing policies/regulations in place and the dealer in question will have to comply with each state accordingly.
  • Business License/State Corporation Commission Documents, etc.
  • Must have a dealer license and dealer license number (granted by the Dealer Board, DMV, etc.-depending on state)
  • Must have a physical place of operation for the dealership, regular operating hours, etc.
  • Proper Bonding/Insurance, etc.
Note: The two immediate matters that will raise a red flag is one- the dealer can’t provide you with a verifiable dealer license and license number and two-doesn’t have a physical location for the dealership; most likely the dealer isn’t a legitimate dealer!



A Legitimate Auto Title:
A very important factor when dealing with someone claiming to be a dealer, is to question whether the dealer has a legitimate auto title to produce as well as supporting documentation pertaining to the transaction.  A legitimate auto title is one that:
  • Is free of erasures, mistakes, etc.
  • Clear of Liens
  • Has been properly transferred
  • Supporting Reassignments (if applicable) 
Other items that should be supplied are:
  • Buyer’s Order/Bill of Sale
  • Odometer Disclosure
  • Other Miscellaneous Disclosures (salvage/branding matters) as it pertains to the vehicle in question (if applicable)
Note: If the dealer gives you a photo copy of the title instead of the original, fails to supply you with the items above, gives excuses as to why he/she doesn’t have a title to produce; chances are you aren’t dealing with a legitimate dealer!
In essence, those that are making it a business of selling vehicles on Craigslist, EBay, etc. and aren’t licensed and legitimate auto dealers; are in fact Curbstoners.  These individuals’ chief interest is to flip vehicles and vehicle titles for quick profit.  They have zero interest in compliance, but rather instead place  buyers in jeopardy by facing matters of possible title skipping  issues and also the  possibility of buying dangerous or even stolen vehicles.

If you are in a vehicle title matter such as this, Wisdom & Authority Title Solutions LLC is able to assist you.


© 2014 Wisdom & Authority Title Solutions LLC

SKIPPED CAR TITLE PROBLEMS

Posted on October 21, 2014 at 11:37 AM Comments comments (0)

If you want to provide a general comment to this blog, please do so; however if you are trying to order a service or get assistance; please email me for a quick response: [email protected]





In this post, I will address what a skipped car title is and the problems that arise from skipped car titles.


Unfortunately, many people aren't aware of what a skipped car title is or fail to realize that they are in a skipped car title situation, until the DMV rejects them, due to a skipped car title issue.  With that being said, I want to share with you what a skipped car title is.  A skipped car title is a title that hasn't been transferred legally.  A skipped car title situation occurs in one of two ways.



A. A Title is Physically Present: In this scenario the person who signs as buyer doesn't get the title transferred into his or her name, but instead will pass the title on to someone else, who in turn signs as buyer (on the next section) and it continues from person to person.


B. There is No Title Present: In this scenario, there is not title present and the seller may just present a bill of sale to paint of picture of "legality".  The buyer may decide that he/she doesn't want the vehicle and will sell the vehicle to another person, and this situation will continue from person to person.


Before I highlight the problems associated with skipped car titles, I want to mention that when it comes to signing over or reassigning a title; only licensed auto dealers can sign over a title without having the vehicle transferred into their name.

Having a skipped car title can cause serious consequences. Thus, the problems that arise due to skipped car title issuesare:


1. A high possibility that the vehicle is stolen

2. The vehicle could have a lien on it

3. The Department of Motor Vehicles will not grant you a title or registration because of the title skipping matter you are in (DUE TO NO LEGAL PROOF OF OWNERSHIP) Note: a bill of sale isn't proof of legal owner alone, it just basically shows that a financial transaction occurred!

4. Financial Loss due to not being able to get your money back from the seller (SELLER IS UNREACHABLE ON PURPOSE BECAUSE THEY SCAMMED YOU) and you now have a vehicle that you can' t title or tag or even sell legally (TO RECOUP THE LOSS).


Wisdom & Authority Title Solutions LLC is the vehicle title expert and source for all title matters.  Title skipping consultation is one of it's top service demands.  If you have a title matter, whether it's very basic or extremely complex; submit your request for help today.



© 2014 Wisdom & Authority Title Solutions LLC






















DMV TITLE AND REGISTRATION EXPERT

Posted on March 15, 2014 at 3:24 PM Comments comments (0)

Note: If you have questions, please don't post on this blog, but email me at [email protected] or submit a form at http://www.wisdomandauthority.com




This post serves as a reminder to those with title matters; that you don't have to deal with DMV alone!  When it comes to title matters, confusion is often present because there is always the possibility of mistakes, or omissions and worst of all...GETTING REJECTED BY THE DMV! 

As a vehicle title expert, Wisdom & Authority Title Solutions LLC is able to help you with your title matter.  You can save time and money by avoiding DMV altogether, by letting a title expert handle your situation for you. 


Are you involved in the following title matters?


  • Bought a vehicle without getting a title
  • Title Skipping
  • Dealer went out of business without providing title
  • Odometer/VIN Discrepancies and Fraud
  • Title Mistakes


Getting a DMV title and registration expert, will ensure that you are getting the help you need with your situation, by eliminating any DMV jargon and wasted time.  Wisdom & Authority Title Solutions is able to provide you with a title consultation.  Whether you are an individual or business, assistance is available for all 50 states and D.C.

PLACING MECHANIC OR STORAGE LIENS ON VEHICLES

Posted on February 12, 2014 at 2:01 PM Comments comments (0)


Note: If you have a question or need contact me, please don't post your questions on this blog.  Contact me at [email protected] or http://www.wisdomandauthority.com







In this post, I will place emphasis on what a mechanic/storage lien is, the purpose of a mechanic/storage lien, who can file for mechanic/storage liens and what a mechanic lien is not.  Before I continue, I want to mention that mechanic liens in the area of a contractor status (a contractor for repairs a home without receiving compensation) or and auto, or storage status (a mechanic/storage holder who repairs/stores vehicles without receiving compensation) is the emphasis here. 

WHAT IS A MECHANIC/STORAGE LIEN?

The term Mechanic/Storage lien is sometimes spoken as one term, however Mechanic and Storage lien can be either combined or separated depending on the situation.  A mechanic lien is associated with an auto mechanic and a storage lien is associated with companies providing storage and towing.  Observe the following:

A. There are auto repair services that provide auto repair only and may decide not to charge a storage fee; thus a Mechanic Lien will apply in this case.

B. Auto repair services that provide auto repair, and storage services; can charge both; thus a Mechanic/Storage Lien will be applicable.

C. In cases where a tow and or storage services are being rendered only'; a Storage Lien will apply.


The Purpose of a Mechanic/Storage Lien:

The purpose of a mechanic/storage lien is to recover compensation or the title due from services that have been rendered.  The mechanic/storage lien can only be filed if and only if the vehicle is in possession of the service provider.  Note: If you as the service provider, allow your customer to take the vehicle and enter a "pay later" type of deal, and your customer fails to pay; you won't be able to file a mechanic/storage lien because the vehicle is no longer in your possession.  In essence you can't place a lien on something that isn't in your possession or something in which you don't have a secured interest in.



Who Can File for a Mechanic/Storage Lien?

Mechanic/Storage Liens are monitored by the states in which they are filed.  Accordingly, the mechanic/storage lien laws are meant for those in which they apply to; which prohibits people from filing for mechanic/storage liens if they don't qualify. 

Mechanic/Storage Liens can be filed by the following:

1. Auto Repair Services or Individual Auto Mechanics
2. Auto Tow and Storage (Combination) Companies
3. Vehicle Storage Yard or Lot Companies
4. Auto Recovery Companies


What a Mechanic/Storage Lien Is Not:

A mechanic/storage lien title isn't a short-cut or quick way to get a title, simply because you bought a vehicle without getting a title. Trying to get a mechanic/storage lien title done by false means opens the door to DMV investigations as well as legal persecution.  Again, if you aren't in one of the categories listed above, you don't qualify to file a mechanic/storage lien.


If you need assistance with filing a mechanic/storage lien; Wisdom & Authority Title Solutions is able to help you with your situation from start to finish.  The entire process is done for you legally, as well as DMV interaction.  Whether you have one vehicle or multiple vehicles on your lot; professional and accurate help is available to you.  Submit your request.


What DMV Documents are Needed When Selling Your Vehicle

Posted on October 12, 2013 at 3:17 PM Comments comments (0)





This post places emphasis on the seller's responsibilities, relating to DMV documents when selling a vehicle.  As a vehicle title consultant and expert in vehicle titles; majority of my clients are buyers of vehicles; rather than those who are the sellers.  I feel the need to aim my focus on sellers in this segment because there are people who sell vehicles without taking into consideration the documents that they must provide to the buyer; only to find themselves in an unfortunate title situation  down the road.  In this segment, I will highlight DMV related documents that are necessary when selling your vehicle as well as consequences that follow when these documents aren't provided.

Documents That Are Necessary To Provide the Buyer When You Sell Your Vehicle:

A. Certificate of Title: this particular document is the most important document to provide to the buyer.  If there is a situation in which the seller still owes you money, you can put a lien on the title and you will retain the title until the buyer satisfies the payment agreements.
Note: if there is a situation in which you will be the lienholder, I recommend going with the buyer to DMV for the title transaction or take another precautionary measure to ensure that you are to be recorded as the lienholder.

B. Bill of Sale: providing a bill of sale acts as a receipt, shows that you are taking an additional step to indicate that you've sold or transferred a vehicle to someone and will even act as a safeguard for the buyer, when DMV looks at what the vehicle was sold for, versus  the true value of the vehicle.

C. Odometer Disclosure or Statement: the odometer disclosure is very important to provide because it shows what the mileage is for the vehicle at the time of the sale or transfer.  The odometer disclosure is to be submitted on the title.  As the seller, if there is some reason why you can't provide the odometer disclosure on the title (due to a mistake, unclear reading, lack of space, etc.), it will be wise for you to use a DMV odometer disclosure form (from your state).


Consequences That Occur When The Seller Don't Provide The Necessary DMV Documents to the Buyer:

1. When the seller of a vehicle fails to provide a title to the buyer, the buyer will run into a problem getting a title in his or name at the DMV.  As a result, a civil matter resulting in the seller and buyer going to court may occur.
Note: The fact that a title is lost or destroyed isn't an excuse when it comes to why a title isn't being presented to the buyer.  If this is the case, the seller must obtain a duplicate title.  Again, the only legitimate reason that a seller has for not providing a title to the buyer is if the buyer still owes the seller payments on the vehicle.

2. When a bill of sale isn't given to the seller, sometimes doubt may arise as to whether or not the buyer did in fact receive legal rights to the vehicle, paid what he or she actually indicated or is trying to avoid paying the required sales tax amount on the true value of the vehicle, etc.  In essence the bill of sale goes hand in hand with the vehicle's title and basically should reflect the information provided on the title and seal the deal.

3. Failing to provide an odometer statement or disclosure on the title and or on a DMV odometer disclosure form; opens the door the possibility of odometer fraud of the vehicle.  Being discreet with odometer readings, not providing the correct odometer reading, or tampering with the odometer reading period, is a federal offense; which will place the seller in the hot seat.


Of course there are shady buyers that may try to distort vehicle information for their own illegal gain.  Because of this possibility, it is even more important that the seller of the vehicle, protect him or herself by adhering to the above points and provide the necessary DMV documents when selling a vehicle.

If you are a seller of a vehicle and can't find the title to the vehicle that you won't to sell, don't have time to deal with the title process or you are stuck in any type of title situation; Wisdom & Authority Title Solutions is available to provide you with the professional and accurate help you need.



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