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Wisdom & Authority Title Solutions
Blog
Multiple Owners on a Vehicle Title
Posted on September 29, 2012 at 10:33 AM |
In this post, I will talk about multiple owners on a vehicle title. With that being said, emphasis will be placed on two types of scenarios; multiple owners on a vehicle title (in the case of joint ownership) and multiple owners on a vehicle title (in the case of title skipping or title flipping). Multiple Owners on a Vehicle Title (Joint Ownership) Let me start off by saying that almost everyone whose had a vehicle titled in their name before, is familiar with the ability to get a vehicle titled in 2 names. In addition to this, it is also true that a vehicle can be titled with more names (usually up to 5 total- depending on the state). Important Points Regarding Joint Ownership:
Multiple Owners on a Vehicle Title (Title Skipping) Multiple owners on a title in the case of title skipping is not good and to be frank, it's illegal! For those who are familiar with my previous posts on title skipping you are familiar with what this situation is. If you aren't, I will give you a brief description of multiple owners on a title in regards to title skipping. An example like this might be when you purchase a vehicle from someone and they give you a title. On the title, you will see that a seller and buyer signed in one section, a seller and buyer signed in another section, and so on. Unfortunately, the title was never transferred (as it should have been). Important Points Regarding Title Skipping:
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Categories: Multiple Owners on a Vehicle Title
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Evelyn N.
1:02 AM on March 6, 2013
Hi
My husband was involved in a not too serious incident with a bicycle (the cylist was not hit, but the wheel was dented). We are both on the registration (as "and"). We have very good insurance, but I am wondering, if they decide to sue for more than our insurance, are my assets in my name vulnerable? guess it would help to remove my name now as I suspect that the ownership is as it was at the time of the incident?
My husband was involved in a not too serious incident with a bicycle (the cylist was not hit, but the wheel was dented). We are both on the registration (as "and"). We have very good insurance, but I am wondering, if they decide to sue for more than our insurance, are my assets in my name vulnerable? guess it would help to remove my name now as I suspect that the ownership is as it was at the time of the incident?

Reply
Shanel White
10:41 AM on March 6, 2013
Evelyn N. says...
Hi
My husband was involved in a not too serious incident with a bicycle (the cylist was not hit, but the wheel was dented). We are both on the registration (as "and"). We have very good insurance, but I am wondering, if they decide to sue for more than our insurance, are my assets in my name vulnerable? guess it would help to remove my name now as I suspect that the ownership is as it was at the time of the incident?
Hi Evelyn,
I can't elaborate on the asset factor, however, whoever the name the insurance policy is in (whether one person or both), will be responsible for covering any damages, should an obligation to do so occur. Changing your title ownership may not make a difference (let's say if the insurance policy is in your husband's name only, while the title is in both names).

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Basden
10:42 AM on March 16, 2013
Discussion on 'vehicle title' is very useful to me! I haven't read such informative writing on vehicle title so I'm pleased to read the discussion. Thanks a lot and I'm waiting for more exclusive contents as it is.

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Dingo Hire
9:21 AM on May 8, 2013
I wanted to thank you for this great read!! I definitely enjoying every little bit of it I have you bookmarked to check out new stuff you post.

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vneal
5:30 AM on March 11, 2018
If two people are on a vehicle title as and/or and each one has a car and the cars are not paid off yet, can one of the parties legally take the car from the other.

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tom hess
11:18 PM on April 4, 2018
I had a boat stored in a friends garage with his permission. he died. his wife and grown son both live there and know that it is my boat. the wife then dies. the son does not tell me that he is going to move. he has a niece that lives right next door to him. the niece gives my boat away to a friend of hers. somehow he gets a title for the boat. I have my original title in hand. my BMV now tells me that because he got a title from them that my title is no good. HOW CAN THAT BE.

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elitewritings
2:47 PM on April 18, 2018
It's pretty tough to share a vehicle with multiple owners. I know that for sure. You should avoid that.

Reply
Sheri
1:17 AM on April 23, 2018
I signed on a car loan as co-owner but after the other party skipping out of the payments after only making two of the payments I fullfilled the remainder of the loan. I just received the title in the mail and it has both our names on it but there isn't an "and" or "or" between our names. I have no idea how to contact the other person, what can I do to have my name soley on the title?

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Kayla
2:50 AM on May 4, 2018
There are 2 of us on the title and i am the main owner on the title. The co owner refuses to give me the keys when i demand them. How would i go about taking them to court?

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