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SERIOUS AUTO TITLE PROBLEMS: RECEIVED A JUMPED AUTO TITLE (SEGMENT 3)

Posted on May 16, 2015 at 2:47 PM


Received a jumped auto title?  At least that's what DMV told you and is the reason why they rejected your transaction.  Skipped titles, jumped titles, flipped titles are all the same, and create problems with auto titles.  If you aren't aware of what a jumped title is or perhaps you need more insight; this post is for you.  A jumped auto title takes shape in one of two ways: A. there is no title present, but the vehicle in question is passed along from person to person, or B. there is a title present; it just hasn't been transferred properly.  Also in this case, multiple parties have signed and passed the title along from person to person as well.  In essence a jumped auto title is when proper and legal ownership of the vehicle hasn't  taken place.  In this post, I will share examples of jumping auto titles, discuss why jumping auto titles is illegal and how to avoid being a victim of a jumped auto title problem.


EXAMPLES OF JUMPING AUTO TITLES

Examples of jumped auto title scenarios include:

  • Someone buying a vehicle with a title transferred to them.  The individual decides not to keep the vehicle go through the process of getting the title transferred into their name, but instead will give the title and vehicle to someone else.
  • The owner of a vehicle sells the vehicle to someone without providing them with a title; that person in turn may sell the vehicle to someone else and so on.
  • Multiple sections or reassignments on the title are completed.  Note: only legitimate dealers/auctions are allowed to "reassign" and complete the dealer sections on the title.



WHY JUMPING AUTO TITLES IS ILLEGAL

Jumping auto titles is illegal for the following reasons:

  • There is the high possibility that the vehicle is stolen
  • Municipalities are cheated out of sales tax or personal property tax that would be due on the vehicle.  Note: People oftentimes jump titles to get out of paying sales tax.
  • Illegal dealers operate "flipping car" schemes without legal titles; thus adding to the jumped auto title problem
  • Imperative vehicle data can be delayed or stopped from being submitted to the motor vehicle database.  This happens because the most recent title or vehicle information isn't being updated and can't be conveyed properly, due to jumping auto titles.


HOW TO AVOID BEING A VICTIM OF A JUMPED AUTO TITLE PROBLEM

The following are tips you should adhere to if you wish to avoid being a victim of a jumped auto title problem:

  • Don't buy a vehicle without a title (regardless of the seller's excuses or how good of a deal you believe you are getting)!!
  • Ask to see a valid I.D. of the individual selling you the vehicle.  If buying from a dealer; ensure that they can provide you with a valid dealer number for your records.
  • When receiving a title, make sure that the person selling you the vehicle actually has the title in his/her name and that their name isn't just transferred to them "with their name being on the line as the buyer".  Note: with dealerships/auctions, this is an exception (IF YOU DON'T KNOW WHAT TO LOOK FOR OR DON'T UNDERSTAND VEHICLE TITLING, THIS COULD BE A TRICKY SITUATION FOR YOU),



To sum it all up, there is only one legitimate reason why you shouldn't receive a title when buying a vehicle, and that is if you are getting the vehicle financed-THERE IS A LIEN ON IT.  If you owe the lienholder (whether an individual, dealer, or financial institution) money on the vehicle, they aren't obligated to give you a title, until you satisfy the payment agreement.  To prevent  title delays as well as potential financial loss later; it is wise to ensure that you are receiving a properly assigned title from the very beginning.


 
Wisdom & Authority Title Solutions LLC, is the vehicle title expert in basic and complicated title matters.


©2015 Wisdom & Authority Title Solutions LLC. All Rights Reserved.

Categories: SERIOUS AUTO TITLE PROBLEMS

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